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Nonprofit Insurance in Logansport, IN

a man in a black shirt and some bags handing out goods confidently because they have nonprofit insuranceDespite often having charitable or altruistic intentions, many potential threats, such as criminals and natural disasters, may have little interest in a nonprofit organization’s good intentions. Unfortunately, not-for-profits are often subject to many of the same risks and exposures as for-profit businesses. Accounting for possible accidents, mishaps and other unforeseen circumstances requires careful and knowledgeable consideration of nonprofit insurance.

What is Nonprofit Insurance?

Nonprofit insurance is a general term that may refer to many types of policies and coverages, each potentially addressing relevant risks for your specific organization. After all, not-for-profits may have many unique aspects that may impact their coverage needs, potentially necessitating a custom-made insurance package. A qualified insurance professional, such as those at Leicht Insurance, can help you assess and address your nonprofit’s situation and subsequent needs.

What Types of Insurance Might We Need?

When putting together your nonprofit insurance package, you might want to prioritize several types of coverage. Depending on your organization’s goals and operations, the following types of policies could be valuable investments:

  • Directors and officers (D&O) liability insurance—This type of policy can assist with financial ramifications if your nonprofit’s board members and leaders are accused of errors or mismanagement that harms the organization and its stakeholders.
  • Commercial property insurance—These policies can cover your organization’s physical assets, including its building, equipment, furniture and inventory.
  • General liability insurance—If your nonprofit is accused of being liable for another party’s losses, such as via bodily injury, property damage or reputational harm, this coverage may help manage financial implications.
  • Workers’ compensation insurance—In Indiana, nonprofits are subject to many of the same laws as for-profit businesses regarding workers’ compensation insurance. Retain an appropriate policy to help manage losses and expenses following employees’ on-the-job injuries or illnesses.
  • Business interruption insurance—If a covered incident derails your organization’s normal operations, this types of policy can help you recoup losses.
  • Commercial auto insurance—Whether your organization owns automobiles or employees use personal vehicles, this type of policy may be legally required and can assist with possible losses.

How to Get Nonprofit Insurance Near Me

Contact Leicht Insurance today to learn more about coverage options for your nonprofit organization.

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