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Non Profit Insurance


Non Profit Insurance Information

Leicht Insurance, Inc. is a leader in writing Non-Profit Insurance for all types of organizations in Tennessee, Indiana, Illinois, Ohio, Iowa, and Pennsylvania. Our commitment is the same as yours in that we want to be good community partners. Contact us today and find out how we can save you money on your insurance, fill gaps in coverage, and work for you for years to come!

We contract with several insurance companies who write preferred programs for Churches and other Houses of Worship along with fraternal, civic, and member-only organizations, and we know the needs of your auxiliary organizations and Appendant Bodies. Let our experience work for you!


Some common Non-Profit insurance concerns are below:

Just like businesses protect their assets with insurance, non-profits should do the same. Non-profit organizations are all unique in their operations. Might be a family Church that has been continually operating for 150 years. Some organizations work to recycle eye glasses to folks in need while others help widows and orphans.The list goes on and on with many fine non-profit organizations, but what would happen locally if your chapter had a fire? Or break in? What if you family Church lost its roof in a windstorm or hail damage to its bus? Are you properly covered? Finding this answer out after a claim is the real disaster...

What are the benefits of nonprofit insurance?

Non-profits often function on a tight budget. This makes getting insurance important as a large, unexpected expense can be detrimental. A good non-profit insurance policy will have the right balance of price and coverage.

What types of insurance should a non-profit get?

There are many types of insurance for non-profits. Here are some common types of non-profit insurance. Keep in mind this is a list of the different types. Because every non-profit is different, we can help you determine which coverage best fits your needs.

  • General liability insurance protects against injury and property damage to third parties. This can include visitors, customers, suppliers or associates. Employees are often covered separately by worker’s compensation.

       
  • Property insurance protects your assets in the event of a fire, disaster or vandalism. These assets can include the building, fixtures, equipment, machinery, furniture, computers, inventory and supplies.

  • Auto insurance covers injuries from an accident involving your staff or volunteers using any car, including their own, for non-profit activities.

  • Product liability insurance protects your non-profit in the event of a lawsuit claiming your product is unsafe or defective especially if you have food type fundraisers on or off the insured premises.

  • Directors and Officers Liability protects the members of your board of directors and your officers in the event of a lawsuit alleging fraud or financial mismanagement.

  • Professional liability insurance protects against claims of mismanagement and workplace incidents like discrimination or sexual harassment.

  • Workers’ compensation compensates employees for medical expenses and lost wages after an on-the-job injury.

Get started today!

Contact us for a customized evaluation of your nonprofit’s needs. We will search for the right coverage to fit your needs and budget so you can keep working to better the community.